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RBA Glossary definition for fintech

fintech – financial technology

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Annual Performance Statement for 2016/17

25 Sep 2017 RBA Annual Report – 2017
The Bank contributed to work with other CFR agencies during the year in the areas of: developments and risks in the housing and mortgage markets; financial technology (fintech); Australia's shadow ... New technologies, including distributed ledger
https://www.rba.gov.au/publications/annual-reports/rba/2017/annual-performance-statement.html

Abbreviations

17 Oct 2019 PSB Annual Report – 2019
FCA. Financial Conduct Authority (UK). FEX. FEX Global Pty Ltd. Fintech.
https://www.rba.gov.au/publications/annual-reports/psb/2019/abbreviations.html

Abbreviations

14 Sep 2017 PSB Annual Report – 2017
FAST. Fast and Secure Transfers. FEX. Financial and Energy Exchange. Fintech.
https://www.rba.gov.au/publications/annual-reports/psb/2017/abbreviations.html

Retail Payments Regulation and Policy Issues

21 Oct 2021 PSB Annual Report – 2021
services where fintechs and other non-bank providers have been de-banked).
https://www.rba.gov.au/publications/annual-reports/psb/2021/retail-payments-regulation-and-policy-issues.html

Developments in the Financial System Architecture

20 Apr 2016 FSR – April 2016
The FSB is assessing the systemic implications of financial technology (‘fintech’) innovations such as blockchain and distributed ledger technology. ... Domestically, the government released a statement in March on its ‘fintech’ policy, and a CFR
https://www.rba.gov.au/publications/fsr/2016/apr/dev-fin-sys-arch.html

Regulatory Developments

12 Apr 2019 FSR – April 2019
Financial institutions and financial technology (‘fintech’) companies are exploring various uses of these data.
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html

The Effect of Least-cost Routing on Merchant Payment Costs

18 Apr 2024 Bulletin – April 2024
Boston Dobie and Benjamin Watson
The RBA supports all merchants being able to choose the card network used to process debit transactions – a functionality known as least-cost routing (LCR) – with the aim of increasing competition and reducing the cost of accepting card payments.
https://www.rba.gov.au/publications/bulletin/2024/apr/the-effect-of-least-cost-routing-on-merchant-payment-costs.html

International Financial Cooperation

25 Sep 2017 RBA Annual Report – 2017
risk. Risks associated with financial technology (‘fintech’), including cyber risks, remain a focus of the SCAV. ... fintech. Its report was presented to the G20 Summit in early July 2017.
https://www.rba.gov.au/publications/annual-reports/rba/2017/international-and-financial-cooperation.html

Accountability and Communication

20 Sep 2018 RBA Annual Report – 2018
Bank staff closely follow developments in new technologies, including distributed ledger technology, digital currencies and payments-related financial technology (or fintech) more broadly.
https://www.rba.gov.au/publications/annual-reports/rba/2018/accountability-and-communication.html

The New Payments Platform and Fast Settlement Service

20 Sep 2018 Bulletin – September 2018
Alexandra Rush and Riaan Louw
A significant advance in the Australian payments system occurred in February 2018 with the public launch of the New Payments Platform (NPP).
https://www.rba.gov.au/publications/bulletin/2018/sep/the-new-payments-platform-and-fast-settlement-service.html