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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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19 February 2020 Tony Richards Head of Payments Policy ...

19 Feb 2020 DOCX 95KB
Q16: Is there a case for policymakers to require that BNPL providers remove any no-surcharge rules, consistent with earlier actions in regard to card systems that applied such rules? ... Cuscal understands the benefit that appropriate BNPL services can
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/cuscal.DOCX

About the Payments System Board

21 Oct 2021 PSB Annual Report – 2021
During the year in review, the. Bulletin. included articles on retail CBDC, cash demand during the COVID-19 pandemic, access to cash services, developments in the ‘buy now, pay later’ (BNPL) ... Another focus of the Bank's engagement with payments
https://www.rba.gov.au/publications/annual-reports/psb/2021/about-the-payments-system-board.html

About the Payments System Board

28 Sep 2022 PSB Annual Report – September 2022
For example, it began collecting data on buy now, pay later (BNPL) and mobile wallet transactions and the adoption of least-cost routing functionality for debit card transactions. ... Another focus of the Banks engagement with payments industry
https://www.rba.gov.au/publications/annual-reports/psb/2022/about-the-payments-system-board.html

Appendix A: Questions for Stakeholders | Review of Retail Payments Regulation – Issues Paper

9 Mar 2023
Review of Retail Payments Regulation – Issues Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/appendix-a.html

Summary

11 Feb 2020 DOCX 175KB
Q16: Is there a case for policymakers to require that BNPL providers remove any no-surcharge rules, consistent with earlier actions in regard to card systems that applied such rules? ... ANZ supports the consistent application of this framework to all
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/anz.DOCX

Transcript of Question & Answer Session on 09 December 2021

9 Dec 2021 Speech
Philip Lowe
Transcript of Question & Answer Session , to the Australian Payments Network Summit 2021, Online
https://www.rba.gov.au/speeches/2021/sp-gov-2021-12-09-q-and-a-transcript.html

Review of Retail Payments Regulation Saurav Dutta, Lien Duong, ...

11 Feb 2020 DOCX 23KB
Payment of cash;. Payment through credit card;. Use “buy-now-pay-later” (BNPL) services. ... Let’s look at the case of Afterpay, an industry leader in the BNPL sector.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/curtin-university.DOCX

Trends in Payments, Clearing and Settlement Systems

15 Oct 2020 PSB Annual Report – 2020
Another prominent development in the retail payments market in recent years has been the emergence of newer types of BNPL services. ... For merchants, particularly early adopters, BNPL services may be attractive because they may facilitate increased sales
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html

A non-profit, volunteer organisation, advocating to advance the interests ...

11 Feb 2020 DOC 93KB
BNPL providers should be subject to the same regulations as other payment systems, including prohibition of bans on merchants surcharging users. ... Surcharging. Q16: Is there a case for policymakers to require that BNPL providers remove any no-surcharge
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/queensland-consumers-association.DOC

Developments in Retail Payments | Review of Retail Payments Regulation – Issues Paper

9 Mar 2023
Review of Retail Payments Regulation – Issues Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/developments-in-retail-payments.html