Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Outlook for the Australian Economy
15 Nov 2023
Speech
PDF
564KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-11-13.pdf
Climate Change and Central Banks
31 Aug 2023
Speech
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1101KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-dg-2023-08-29.pdf
Speech How Are Households Placed for Interest RateIncreases? Michele ...
19 Jul 2022
Speech
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476KB
This reflected a combination oflower inflation, financial deregulation, a decline in real interest rates and strong income growth – allof which allowed households to service higher levels of debt. ... Furthermore, those on very low fixed-rate loans
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-07-19.pdf
Opening Statement to the Senate Select Committee on the Cost of Living
5 Jun 2023
Speech
PDF
210KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-02-01.pdf
The Why, How and What of Forecasting
5 May 2023
Speech
PDF
745KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-05-03.pdf
Monetary Policy in Australia: Complementarities and Trade-offs
26 Oct 2023
Speech
PDF
821KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-10-24.pdf
Opening Statement to the House of Representatives Standing Committee on Economics
16 Feb 2023
Speech
PDF
236KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-02-17.pdf
Remarks at the Reserve Bank Board Dinner
3 May 2023
Speech
PDF
208KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-05-02.pdf
Exchange Rates and Inflationary Pressures
23 Oct 2022
Speech
PDF
778KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-10-24.pdf
Banking and the COVID-19 Pandemic
15 Dec 2020
Speech
PDF
299KB
So if the return on banks' assets moves with the cash rate, lower interest rates will tend toreduce the total interest earned by more than total interest paid. ... Another factor that could reduce the impact of very low interest rates on Australian banks'
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-12-15.pdf