Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
Search Results
Is Housing Overvalued?
4 Feb 2015
RDP
PDF
1164KB
For interest rates, we use the average fixed 10-year mortgage rate, less a term premium of 1.3 percentage points. ... The net result is to make home ownership slightly more attractive, relative to renting.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-06.pdf
Superannuation and Saving
1 Dec 2009
RDP
PDF
102KB
4.4 Interest Rates 25. 4.5 Indicators of Uncertainty 25. 5. Empirical Results 26. ... 20. flows. As a result, net interest receipts (and hence saving) are higher during periodsof high inflation than would otherwise be the case.
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9511.pdf
Housing and Housing Finance: The View from Australia and Beyond
8 Jan 2007
RDP
PDF
278KB
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... NZ Increased competition; expansion in fixed-rate loans. Reduction in interest margins; increased capacity to pay.
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-12.pdf
Inflation and Corporate Taxation in Australia
19 Nov 2012
RDP
PDF
955KB
Return on equity = return on interest <=> net dividend received = i-(i-n)tm. (. ) ... The second term represents the net cost. of interim interest payments (note that interim tax is- itc each period).
https://www.rba.gov.au/publications/rdp/1990/pdf/rdp9011.pdf
THE 1930'S AND THE 1980'S: SOME FACTS P.D. Jonson ...
23 Feb 2017
RDP
PDF
1608KB
Graph 13 shows interest payments on overseas borrowings as a ratio to export receipts. ... 20. 10. 5. 0. Table 3 Interest Payments and Export Receipts ($ million).
https://www.rba.gov.au/publications/rdp/1983/pdf/rdp8303.pdf
The Performance of Exchange Rate Forecasts
19 Nov 2012
RDP
PDF
692KB
No Change - Extrapolative - Interest Differentials - Forward Margin - Restricted Time Series - Optimised Time Series. ... Benchmark Models. - No Change - Extrapolative - Interest Differentials - Forward Margin - Restricted Time Series - Optimised Time
https://www.rba.gov.au/publications/rdp/1986/pdf/rdp8609.pdf
Financialisation and the Term Structure of Commodity Risk Premiums
24 May 2017
RDP
PDF
1495KB
evidence supporting the net hedging pressure theory. Using longer samples and more commodities. ... indicates that commodities markets are somewhat segmented. As such, the net hedging pressure.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-03.pdf
DSGE Reno: Adding a Housing Block to a Small Open Economy Model
11 Jun 2018
RDP
PDF
1710KB
model without housing. These regularities include the sensitivity of housing investment to interest. ... In our. 4 Interest on ‘margin loans’ used to purchase equities is treated similarly to interest on housing loans.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-04.pdf
The Implementation of Monetary Policy in Australia
1 Dec 2009
RDP
PDF
190KB
net obligations arising from unsettled cheques. Because the interest ratepaid on the float was based on the average cash rate for the week, a change in policy late inthat week meant ... The relatively large number of continuations suggests that
https://www.rba.gov.au/publications/rdp/1997/pdf/rdp9703.pdf
Promoting Liquidity: Why and How?
2 Dec 2009
RDP
PDF
484KB
They argue that lending standards tighten when prices fall, so that margins increase. ... Given the prevalence of borrowing to fund positions and use of margins to provide security for these loans it is difficult to avoid loss spirals and margin spirals,
https://www.rba.gov.au/publications/rdp/2008/pdf/rdp2008-06.pdf