Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Discussion of The Smoothing of Official Interest Rates
7 Dec 2006
Conferences
PDF
25KB
RBA Conference Volume 1997
https://www.rba.gov.au/publications/confs/1997/pdf/lindsey-disc.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
term rate has on the profitability of smaller banks when interest rates are low. ... to increase the negative effect of lowering rates on profitability because interest rate hedges become.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
Endogenous Production Networks and Non-linear Monetary Transmission
19 Dec 2023
Research Workshop
PDF
2202KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-ghassibe.pdf
Overview
6 Dec 2023
SMP
- August 2023
PDF
81KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/overview.pdf
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
MARTIN Has Its Place: A Macroeconometric Model of the Australian Economy
20 Aug 2019
RDP
PDF
1571KB
Examples include. interest rates, the exchange rate, the expenditure components of real GDP, labour market variables. ... for households to save a larger proportion of their income when real interest rates are high.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-07.pdf
Firms’ Price-setting Behaviour: Insights from Earnings Calls
6 Nov 2023
RDP
PDF
1677KB
about our topics of interest. A subset of forward-looking indices is also developed. ... H2: the indices should have a strong contemporaneous or leading relationship with similar real-.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-06.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf
Australia's Inflation Target
22 Mar 2024
PDF
163KB
For example, in response to a sharp decline in aggregate demand, it may be the case that monetary policy should be set such that real interest rates become negative. ... Having a very low inflation target (so that actual inflation is close to zero) makes
https://www.rba.gov.au/education/resources/explainers/pdf/australias-inflation-target.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
It also enables the scenario to incorporate changes in interest rates or fiscal policy, if desired. ... 13 To simplify the modelling, we assume interest rates on business loans do not change.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf