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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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The Payments System | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions

1 Aug 2014 Submissions
However, the major card schemes are mature systems. In practice, with interchange fees being used to incentivise issuers to issue cards from a particular scheme and cardholders to use that card, ... However, three-party schemes – most notably American
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/payments-system.html

Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Issuer Credit Ratings. IMF. International Monetary Fund. IOSCO. International Organisation of Securities Commissions. ... SCCI. Specialist Credit Card Institution. SG. Superannuation Guarantee. SIFI. Systemically important financial institution.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html

Personal Lending Market | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector…

10 Jul 2008 Submissions
These no-frills cards are likely to appeal most to people who do not pay off their credit card balance in full each month and so incur interest charges on a ... Over recent years, some credit card issuers have also attempted to attract business by
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/personal-lending-market.html

Present Regulatory Responsibilities | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
This requires issuers of debt securities to be licensed as securities dealers and to meet ASC tests for financial soundness, competence and integrity. ... Special purpose vehicles for securitisation schemes also issue securities. They are subject to the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/present-regulatory-responsitilities.html

The Role of the Financial Sector | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Today, we enjoy access to a range of convenient payment options, including cash, card and internet transfer. ... For example, investment banks intermediate between investors and bond issuers. Brokers perform a similar function in connecting the buyers
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html

Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…

1 Mar 2014 Submissions
When accessing bank funding, new and young firms use credit cards and personal loans rather than business loans. ... lending. Credit card lending increased for a while after the crisis but there has been no growth over the past two years.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html

Factors Behind the Recent Rise in House Prices | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003…

1 Nov 2003 Submissions
The most flexible of such arrangements combine a home loan account, a transactions account and credit card account into the one facility. ... Instead, the purchaser pays the bond's issuer (typically an insurance company) a fee in return for a guarantee
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/factors-behind-recent-rise-in-house-prices.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
the Reserve Bank of Australia, and recent trends in payment card use and fraud losses. ... payments. Debit and credit cards play an important and growing role in the payments system.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/