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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/

The Next Ten Years | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions

13 Jan 1997 Submissions
25. Another area where non-bank competitors are entering is in the payments system. ... As explained in Chapter 2, there are various levels of the payments system.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/next-ten-years.html

Background: Financial System Trends | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
the ambition of some insurance companies to be able to offer their customers payments and banking services; and. ... Stored value cards, using computer chip technology, are another prospective change in retail payments.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/background-financial-system-trends.html

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Costs include searching for a suitable new provider, proving identity to the new institution and redirecting existing payment arrangements. ... Another factor affecting ROA is the composition of assets on banks' balance sheets.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions

17 May 2000 Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/

Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Household balance sheets were transformed, of which two aspects stand out in the context of intermediation. ... 1990s. This initially reflected the need to repair balance sheets after the early 1990s recession.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html

Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Actual or expected failure to settle payments in a high-value payment system or in insurance and other risk transfer markets can also propagate distress. ... In some overseas jurisdictions, public and private mechanisms exist that transfer housing loans
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html

Appendix 2: Compilation Methods | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
The selected banks have large retail and business customer bases, and are full participants in the payments system. ... These are all full-service banks with large retail and wholesale customer bases and are full participants in the payments system.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-2.html

Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…

6 Sep 1996 Submissions
the potential problems in the payments system; and. the creditworthiness of the banks with which it is dealing. ... responsibilities gives it too much power and reduces the ‘checks and balances’ in the system.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html

List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
For customers who do not wish to regularly monitor the balance in their transaction account. ... The balance above a certain amount is moved into a higher-yielding deposit account, such as a cash management account.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html