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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Data

31 Dec 2013 RDP 2013-04
Callan Windsor, Jarkko Jääskelä and Richard Finlay
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html

Appendix 1: Unit Root Tests

1 May 1995 RDP 9504
Philip Lowe
0.48. 0.70. 2.36. 2.73. 2.73. 2.61. Credit card rate. 0.40. 0.06.
https://www.rba.gov.au/publications/rdp/1995/9504/appendix-1.html
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Table SUMMARY OF EMPIRICAL STUDIES OF THE DEMAND FOR MONEY FUNCTION IN AUSTRALIA

11 Jul 2019 RDP 8502
b) 1946–1971 monthly. Current (and total) deposits. Bank debits. 10-year govt bond yield.
https://www.rba.gov.au/publications/rdp/1985/8502/attachment-table.html

Non-technical summary for ‘The Role of Collateral in Borrowing’

20 Jan 2021 RDP 2021-01
Nicholas Garvin, David W Hughes and José-Luis Peydró
Uncollateralised loans – for example, credit cards – involve no pledged security, so the lender has more to lose if the borrower defaults. ... As well as mortgages and credit cards, banks also frequently make collateralised and uncollateralised loans
https://www.rba.gov.au/publications/rdp/2021/2021-01/non-technical-summary.html

Method

11 Sep 2015 RDP 2015-01
Tom Bilston, Robert Johnson and Matthew Read
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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References

1 Feb 1992 RDP 9202
Jerome Fahrer and Thomas Rohling
Download the Paper 635. KB. Ausubel, L.M. (1991), “The Failure of Competition in the Credit Card Market”, American Economic Review, 81:1 50–81.
https://www.rba.gov.au/publications/rdp/1992/9202/references.html
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Methodology

2 Dec 2009 RDP 2009-07
Laura Berger-Thomson, Elaine Chung and Rebecca McKibbin
This accounts for the possibility that households who obtain a credit card may do so in order to fund greater consumption. ... We do not account for the effect that servicing any credit card debt will have on consumption.
https://www.rba.gov.au/publications/rdp/2009/2009-07/methodology.html
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Another Model

17 Apr 2009 RDP 2009-03
George Gardner and Andrew Stone
In combination with their holding the choice of payment instrument at the moment of sale, this removes any feedback from merchant behaviour into consumers' card holding choices. ... imply more favourable pricing by platforms towards consumers than if the
https://www.rba.gov.au/publications/rdp/2009/2009-03/ano-model.html
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References

31 Dec 2000 RDP 2000-08
Jacqueline Dwyer and Kenneth Leong
Card D and D Hyslop (1997), ‘Does Inflation Grease the Wheels of the Labor Market?’ in C Romer and D Romer (eds), Reducing Inflation: Motivation and Strategy, NBER Studies in Business
https://www.rba.gov.au/publications/rdp/2000/2000-08/references.html
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Capital Standards

1 Dec 1994 RDP 9409
Marianne Gizycki and Brian Gray
Current exposure will be calculated on a net basis to produce a single credit or debit position for each counterparty.
https://www.rba.gov.au/publications/rdp/1994/9409/capital-standards.html