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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Innovation

1 Nov 1984 RDP 8402
Lindsay F. Boulton and Warren J. Tease
Federal Reserve System, Washington, 1968. FEDERAL RESERVE SYSTEM. “Credit Cards in the U.S. ... No. 3, 1980, pp.27–30. MAYER, M. “Here Comes the Smart Card”.
https://www.rba.gov.au/publications/rdp/1984/8402/innovation.html
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Methodology

1 Nov 1999 RDP 1999-09
Marianne Gizycki and Brenton Goldsworthy
Furthermore, some customers are willing to pay an added premium to transact with banks since banks are viewed as being a superior source of both credit and debit services.
https://www.rba.gov.au/publications/rdp/1999/1999-09/methodology.html

Data

23 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
6.9. 0.0. 4.0. Fixed-rate business debt. 3.2. 0.0. 1.9. Credit cards. ... More than two-thirds of households hold some form of debt, but many hold only small amounts of debt (usually in the form of credit cards) and hence are still defined
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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Is the Phillips Curve Still a Curve? Evidence from the Regions

31 Aug 2021 RDP 2021-09
James Bishop and Emma Greenland
https://www.rba.gov.au/publications/rdp/2021/2021-09/full.html
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Results

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Lower financial literacy may also be correlated with the presence of consumer debts, such as credit cards, that may lower borrowers' ability-to-pay threshold (Disney and Gathergood 2013).
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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Appendix A: Data Details

12 Sep 2014 RDP 2014-06
Ryan Fox and Peter Tulip
cards, more frequently.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html

Appendix B: Variable Definitions

31 Dec 2003 RDP 2003-08
Gianni La Cava and John Simon
household gross income (%). MORTGAGE DEBT = household mortgage repayments as a proportion of total weekly household disposable income (%). CREDIT CARDS = number of credit cards in the household. CREDIT CARD INTEREST = 1 if ... household pays interest on
https://www.rba.gov.au/publications/rdp/2003/2003-08/appendix-b.html
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Appendix A: Model Specifications

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
For example, within the asset class ‘credit cards’, there may be various subtypes of credit cards debt, but none of those subtypes can be defined as asset classes, or there would
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
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Appendix A: Reconciliation with Mian et al (2015)

1 Nov 2016 RDP 2016-10
Christian Gillitzer and Nalini Prasad
Footnote. Mian et al also use credit card data in their analysis. ... Unfortunately we do not have access to credit card data. The materials on this webpage are subject to copyright and their use is subject to the terms and conditions set out
https://www.rba.gov.au/publications/rdp/2016/2016-10/appendix-a.html
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Appendix B: Estimation Results

31 Dec 2003 RDP 2003-03
Nikola Dvornak, Marion Kohler and Gordon Menzies
Since we only incorporate the valuation effects arising from changes in the exchange rate, income credits and debits need not be estimated. ... Not surprisingly, both income credits and income debits fitted the data well, since the model has the US$
https://www.rba.gov.au/publications/rdp/2003/2003-03/appendix-b.html
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