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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…

6 Dec 2013 Consultations
Banking Act 1959. ;. an “issuer” is a participant in the Scheme in Australia that issues credit cards to the issuer's customers;. ... an ‘issuer’ is a participant in the Scheme in Australia that issues debit cards to the issuer's customers;.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html

The Operation of the Bank's Interchange Standards | Consultations

28 Feb 2019 Consultations
Interchange Standards and Net Compensation
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards.html

The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…

7 Jun 2011 Consultations
Graph 11. A third factor is the active issuance and promotion of scheme debit cards by the card schemes and some issuers in the years between the 2007 and 2010 studies. ... For example, scheme debit cards are the dominant debit card option for holiday
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html

Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

9 Mar 2012 Consultations
This system allows cardholders to use a debit card to pay for goods or services or withdraw cash at the point of sale. ... It would be similar to the form of the designations for the MasterCard and Visa credit card systems, and the Visa Debit system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html

Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
EFTPOS Issuer. issuer. and an. EFTPOS Acquirer. acquirer. or. self-acquirer. Self Acquirer. , ... an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The cap is based on the cost to the issuer of authorisation and processing of scheme card transactions. ... prospective issuers pay an interchange fee greater than the highest interchange fee they receive from an existing issuer.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

Attachment 2 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
issuer. EFTPOS Issuer. and an. acquirer. EFTPOS Acquirer. or. self-acquirer. Self Acquirer. , ... EFTPOS Transaction. in the EFTPOS system;. an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-2.html

Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…

6 Dec 2013 Consultations
Holders of credit cards do not in the normal course of events have an exposure to credit card issuers as they are receiving credit rather than providing deposits. ... Box A: Risks in Credit Card Systems. Participants in the MasterCard and Visa systems
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html

Introduction | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
Footnote. Card issuing is providing payment cards to individuals or businesses, maintaining accounts associated with those cards and clearing and settling payment obligations arising from the use of those cards with ... card issuers.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/introduction.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
Under the revised interchange fees Standard, the weighted average of multilateral interchange fees set by ePAL is capped at 12 cents flowing to the issuer, in line with the Visa Debit ... to the issuer, whereas under bilateral arrangements, an
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html