Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Household Debt: What the Data Show
10 Mar 2003
Bulletin
– March 2003
on the debt to income ratio independent of the interest rate effect described above. ... of the reduction provided by the fall in short-term interest rates throughout the economy.
https://www.rba.gov.au/publications/bulletin/2003/mar/1.html
Statement on Monetary Policy
10 Feb 2006
Bulletin
– February 2006
Interest rates of financial intermediaries remain a little below average, however, reflecting the compression of lending margins relative to the cash rate over recent years. ... Demand and inflation pressures have prompted increases in official interest
https://www.rba.gov.au/publications/bulletin/2006/feb/1.html
Cash Rate Pass-through to Outstanding Mortgage Rates
18 Apr 2024
Bulletin
– April 2024
The interest rate paid by outstanding mortgage borrowers increased by around 320 basis points between May 2022 and December 2023, around 105 basis points less than the cumulative increase in the cash rate over this period.
https://www.rba.gov.au/publications/bulletin/2024/apr/cash-rate-pass-through-to-outstanding-mortgage-rates.html
What are the Global Imbalances?
10 Oct 2005
Bulletin
– October 2005
real interest rates in the United States would rise as borrowers competed for funds. ... European and Japanese interest rates should have been raised. This would make no sense.
https://www.rba.gov.au/publications/bulletin/2005/oct/3.html
Statement on Monetary Policy
10 May 2004
Bulletin
– May 2004
Talk of US monetary tightening over the past month prompted a rise in market interest rates in Australia, particularly for longer-term securities, and a fall in the exchange rate of ... The normalisation of interest rates by the Fed is therefore expected
https://www.rba.gov.au/publications/bulletin/2004/may/1.html
Understanding Exchange Rates and Why They Are Important
13 Dec 2018
Bulletin
– December 2018
Exchange rates are important to Australia's economy because they affect trade and financial flows between Australia and other countries.
https://www.rba.gov.au/publications/bulletin/2018/dec/understanding-exchange-rates-and-why-they-are-important.html
Statement on Monetary Policy
10 Nov 2004
Bulletin
– November 2004
https://www.rba.gov.au/publications/bulletin/2004/nov/1.html
Bulletin
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/
The Economy and Financial Markets
10 Aug 1998
Bulletin
– August 1998
Interest rates remain low across the yield curve; credit is freely available and is growing at a solid pace; and the exchange rate is near the low end of historical experience ... forces. This has allowed the US Federal Reserve to sustain lower interest
https://www.rba.gov.au/publications/bulletin/1998/aug/1.html
Banks' Funding Costs and Lending Rates
10 Mar 2012
Bulletin
– March 2012
Interest rates on transaction accounts have not fallen in line with the cash rate as many only pay very low nominal interest rates. ... Accordingly, interest rates on business and housing variable-rate loans tended to adjust in line with the cash rate.
https://www.rba.gov.au/publications/bulletin/2012/mar/5.html