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Payments System Board Annual Report 2002 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2002
PDF
154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf
Submission to Australian Competition and Consumer Commission on Applications for Authorisation A91379 & A91380: MasterCard and Visa…
2 Sep 2013
Submissions
PDF
1124KB
Personal Identification Number at Point of Sale (PIN@POS)
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-pin@pos-2013-08.pdf
Payments System Board Annual Report 2002
29 Sep 2003
Annual Report
PDF
536KB
On the pricing level, cardissuers will need to demonstrate that a case can bemade for a collectively determined interchange fee forVisa debit card transactions that would meet theappropriate public interest test.
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/2002-psb-ann-report.pdf
Reform of Credit Card Schemes in Australia: I A Consultation Document - Restrictions on Entry
20 Jun 2012
PDF
112KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ia-consult-doc/pdf/restrictions-entry.pdf
The Appropriate Scope of Credit Card Scheme Regulation (Access Economics)
3 Dec 2001
PDF
262KB
Three-party" charge and credit card systems involve customers, merchants, and cardissuers/acquirers, where the issuer/acquirer is the same entity. ... If the transaction cost is controlled (even in part) by another agent apart from the buyer
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/d2-amex-reg.pdf
Reform of Credit Card Schemes in Australia: I A Consultation Document - Promoting Efficiency and Competition
20 Jun 2012
PDF
73KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ia-consult-doc/pdf/efficiency-competition.pdf
Reform of Credit Card Schemes in Australia: I A Consultation Document
20 Jun 2012
PDF
578KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ia-consult-doc/pdf/ia-consult-doc.pdf
Media Release - Call for Balance in Interchange Fee Reform: Don’t Forget Cardholders
3 Dec 2001
PDF
49KB
In effect,credit card users are being cross-subsidised by other consumers. One way of ensuringthat cardholders bear more of the costs is through increases in direct charges by cardissuers.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/b1-cuscal-media-release.pdf
Reform of Credit Card Schemes in Australia: I A Consultation Document - Executive Summary
20 Jun 2012
PDF
52KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ia-consult-doc/pdf/exec-summary.pdf
Westpac's Initial Response to a Study by the Reserve Bank of Australia and Australian Competition and Consumer Commission
3 Dec 2001
PDF
142KB
The other method is simply to consider interchange as that set of costs of the cardissuer that directly benefit the merchant and which therefore need to be reimbursed tothe issuer by ... Interchange fees are an appropriate mechanism to enable cardissuers
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol2/u1-wbc-1100.pdf