Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
Gazette Notice (VISA) - 23 February 2004
23 Feb 2004
Media Release
PDF
27KB
RESERVE BANK OF AUSTRALIA. Payment Systems (Regulation) Act 1998. The designated VISA credit card system. ... an “issuer” is a participant in the Scheme in Australia that issues credit cards to the issuer’s customers;.
https://www.rba.gov.au/media-releases/2004/pdf/mr-04-02-gazette-notice-visa.pdf
Bulletin March Quarter 2020
26 May 2020
Bulletin
- March 2020
PDF
5308KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/bulletin-2020-03.pdf
Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
Standard No.1 of 2016: The Setting of Interchange Fees in the Designated Credit Card Schemes and Net Payments to Issuers (compilation)
15 Dec 2021
PDF
116KB
the payment obligations of the Issuer of that Credit Card in relation to that acceptance;. ... Issuer and an Acquirer, directly or indirectly, in relation to International Card Transactions in the Scheme;.
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-1-of-2016-credit-card-interchange-2021-11-18.pdf
The Australian Credit Card System: Consultation with the Reserve Bank of Australia
3 Dec 2001
PDF
25KB
1. Rationale for, and size of, interchange fees paid by acquirers to card issuers. ... Prudential standing of issuers. Scheme guaranteed payment to merchants. Unquestioned acceptance of Visa/MC branded cards globally (irrespective.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/k1-cti.pdf
Payments System Board Annual Report 2002 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2002
PDF
154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... Issuers of securitisations may also face incentives to disproportionately select certain types of loans,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
Payments System Regulation and Policy Issues
11 Oct 2023
PSB Annual Report
- 2023
PDF
347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf