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Data Description
22 Jul 2020
RDP
2020-03
The incidence of negative equity has been fairly rare in Australia, at around 4 per cent of the loans in the dataset in 2019.
https://www.rba.gov.au/publications/rdp/2020/2020-03/data-description.html
Stylised Facts
22 Jul 2020
RDP
2020-03
While foreclosures in the absence of 90+ day arrears are relatively rare, in line with banks' standard foreclosure procedures and the double-trigger hypothesis, they do occur.
https://www.rba.gov.au/publications/rdp/2020/2020-03/stylised-facts.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
The incidence of negative equity has been fairly rare in Australia, at around 4 per cent of the loans in the dataset in 2019. ... While foreclosures in the absence of 90+ day arrears are relatively rare, in line with banks' standard foreclosure
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html