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RBA Glossary definition for financial institution
financial institution – A company whose primary function is to intermediate between lenders and borrowers in the economy.
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Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
The former is driven by household characteristics that the financial institutions consider to determine credit worthiness, while the latter also depends on household preferences, which are generally unobserved. ... Table 3: Debt Accumulation on Local
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
Empirical Methodology
10 Nov 2022
RDP
2022-06
The former is driven by household characteristics that the financial institutions consider to determine credit worthiness, while the latter also depends on household preferences, which are generally unobserved. ... Footnotes. See the ABS release
https://www.rba.gov.au/publications/rdp/2022/2022-06/empirical-methodology.html