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RBA Glossary definition for R&D

R&D – research and development

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Hoarding

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
e. h. o. l. d. h. o. a. r. d. i. ... i. r. e. d. a. m. a. g. e. d. c.
https://www.rba.gov.au/publications/rdp/2018/2018-12/hoarding.html

Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
t. y. o. f. t. r. a. n. s. a. c. ... We account for this by factoring in buffer thresholds (denoted as r) to our estimates.
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html