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RBA Glossary definition for IT

IT – Information Technology

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Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
has the logo of an international network on the front and has the eftpos logo on the back) …. Does it matter to you which network on your card(s) processes your
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html

Introduction

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
It is one of the main sources of information on the use of and attitudes towards different payment methods in Australia.
https://www.rba.gov.au/publications/rdp/2023/2023-08/introduction.html

Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
DNDCs give consumers the ability to make transactions on either network where it is available. ... network, does it matter to you which network on your card(s) processes your transactions?’.
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html

Other Payment Methods

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
It allows account-to-account bank transfers to be addressed using a mobile number, email address or Australian Business Number (ABN). ... In 2022, around half of Australians had heard of PayID and 30 per cent had used it in the past year (Figure 34).
https://www.rba.gov.au/publications/rdp/2023/2023-08/other-payment-methods.html

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Bank reforms making it possible for merchants to surcharge for card payments (Gill, Holland and Wiley 2022). ... DNDCs give consumers the ability to make transactions on either network where it is available.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html

Key Trends in Consumer Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
There is wide merchant acceptance of contactless card payments, facilitated in recent years by new payment providers, including for low-value payments; this has made it unnecessary for many consumers to ... Even so, only around one-third of consumers
https://www.rba.gov.au/publications/rdp/2023/2023-08/key-trends-in-consumer-payments.html