Search: lending and credit aggregates

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1–5 of 5 collapsed search results for lending and credit aggregates

RBA Glossary definition for lending and credit aggregates

lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.

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Conclusion

30 Nov 2016 RDP 2016-09
Rose Kenney, Gianni La Cava and David Rodgers
Liquidity and profitability matter for all companies. Third, aggregate conditions are the most important determinant of annual failure rates. ... The estimates indicate that corporate debt at risk is low in aggregate and concentrated among large companies
https://www.rba.gov.au/publications/rdp/2016/2016-09/conclusion.html

Why Do Companies Fail?

24 Nov 2016 RDP 2016-09
Rose Kenney, Gianni La Cava and David Rodgers
By our estimates, less than 1 per cent of aggregate corporate debt is currently at risk, with debt at risk concentrated in some very large companies. ... Our estimates suggest that trade credit (or business-to-business lending) is an important component
https://www.rba.gov.au/publications/rdp/2016/2016-09.html

Introduction

30 Nov 2016 RDP 2016-09
Rose Kenney, Gianni La Cava and David Rodgers
The outstanding stock of debt includes estimates of ‘net trade credit’ (or business-to-business lending), which makes up a significant share of debt for the average Australian company (Fitzpatrick and ... of debt that they pose a significant risk to
https://www.rba.gov.au/publications/rdp/2016/2016-09/introduction.html

Results

30 Nov 2016 RDP 2016-09
Rose Kenney, Gianni La Cava and David Rodgers
Leverage from reported debt (bank and non-bank debt) and leverage from trade credit (business-to-business lending) have roughly equal impacts on the probability of failure. ... to the widespread failure of related companies through, for instance, trade
https://www.rba.gov.au/publications/rdp/2016/2016-09/results.html

Why Do Companies Fail?

1 Nov 2016 RDP 2016-09
Rose Kenney, Gianni La Cava and David Rodgers
Second, we construct a more novel estimate based on the level of trade credit (or business-to-business lending) of each company. ... Leverage from reported debt (bank and non-bank debt) and leverage from trade credit (business-to-business lending) have
https://www.rba.gov.au/publications/rdp/2016/2016-09/full.html