Search: charge card
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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Modelling Consumer Payment Behaviour for Australia
1 Jul 2009
RDP
2009-04
These cards are aimed at revolver consumers, who represent around 34 per cent of credit card holders. ... a credit or charge card.
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
The Australian Payments Landscape
1 Jul 2009
RDP
2009-04
Unless otherwise separately identified, in this paper credit cards include credit/charge cards from the MasterCard, Visa, American Express and Diners Club schemes, and debit cards include cards from the domestic ... Revolvers likely faced a positive
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html
Conclusion
1 Jul 2009
RDP
2009-04
The substitution patterns between credit cards, debit cards and cash found in this paper are intriguing. ... where there is a cost, in the form of interest charges, consumers are more likely to use a debit card.
https://www.rba.gov.au/publications/rdp/2009/2009-04/conclusions.html
Data and Summary Statistics
1 Jul 2009
RDP
2009-04
Credit cards are used relatively more at higher income levels, while debit card use is highest for middle income bands. ... However, it is difficult to separate the influence of higher credit card holding among high-income individuals from higher use of
https://www.rba.gov.au/publications/rdp/2009/2009-04/data-summary-statistics.html
Consumer Payments Literature
1 Jul 2009
RDP
2009-04
consumers would increase their use of debit cards and decrease the use of credit cards. ... Their paper also finds that those consumers who normally incur an interest charge on their credit card balance are far less likely to make payments with a credit
https://www.rba.gov.au/publications/rdp/2009/2009-04/consumer-payments-literature.html