Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
of the decline in Australian neutral rates following the global financial crisis (McCririck and Rees 2017), changes in the interest rates borrowers are expected to pay in the long run may ... Holding interest rates constant, an economic downturn
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
The Low Interest Rate Environment
21 Dec 2022
RDP
2022-08
of the decline in Australian neutral rates following the global financial crisis (McCririck and Rees 2017), changes in the interest rates borrowers are expected to pay in the long run may
https://www.rba.gov.au/publications/rdp/2022/2022-08/the-low-interest-rate-environment.html
Conclusions, Policy Implications and Future Research
21 Dec 2022
RDP
2022-08
But new borrowers and those unable to build buffers remain vulnerable to this risk.
https://www.rba.gov.au/publications/rdp/2022/2022-08/conclusions-policy-implications-and-future-research.html
Investigating the ‘Reversal Rate’ in Australia
21 Dec 2022
RDP
2022-08
Australian banks, who have historically been net borrowers in debt markets.
https://www.rba.gov.au/publications/rdp/2022/2022-08/investigating-the-reversal-rate-in-australia.html
The Literature through the Lens of Banks' Balance Sheets
21 Dec 2022
RDP
2022-08
Holding interest rates constant, an economic downturn increases losses. Business revenues will fall, unemployment will increase and property prices will fall, all of which reduce both the ability of borrowers to ... In Australia, with variable-rate loans
https://www.rba.gov.au/publications/rdp/2022/2022-08/the-literature-through-the-lens-of-banks-balance-sheets.html