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RBA Glossary definition for bill rate

bill rate – The bill rate is the effective yield to maturity earned by the holder of a bill. The yield is usually expressed as a per annum rate.

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Appendix A: Survey Methodology

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Holiday travel. – Household bills (paid at post office). – Household bills (not paid at post office). – ... Post office (excluding household bills). – Medical/health. – Services. – Transfer to family member or friend. –
https://www.rba.gov.au/publications/rdp/2020/2020-06/appendix-a.html

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
b) Excludes transport card payments (see Section 8.3). (c) Excludes bill payments that are automatically withdrawn from a bank account (see Section 6.2). ... App-based payments were relatively common for household bills and for transport-related payments,
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html

Online and Automated Payments

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
These automatic payments include pre-authorised direct debit payments for bills (e.g. ... Around 50 per cent of household bills are now paid automatically, compared to 40 per cent in 2016.
https://www.rba.gov.au/publications/rdp/2020/2020-06/online-and-automated-payments.html

Cheques

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
In the few cases where they are used, personal cheques tend to be used for relatively large consumer expenditures such as household bills and services. ... bills (Figure 28).
https://www.rba.gov.au/publications/rdp/2020/2020-06/cheques.html

Payment Cards

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over time, which in turn has been associated with Reserve Bank interchange and surcharging regulation (Occhiutto ... b) Excludes transport card payments (see
https://www.rba.gov.au/publications/rdp/2020/2020-06/payment-cards.html