Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
These factors likely include the distribution of debt, the quality of lending, institutional structures and the resilience of the financial system. ... Table 4: Macroeconomic Scenario. Change. Income related. Employment (%). –8. Investment income (%).
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
Stress Testing Household Debt
25 Aug 2020
RDP
2020-05
This helps us understand whether high and increasing debt could amplify aggregate falls in consumption during severe downturns. ... using aggregate data from the ABS's Household Income and Wealth publication (ABS Cat No 6523.0).
https://www.rba.gov.au/publications/rdp/2020/2020-05/stress-testing-household-debt.html
Introduction
25 Aug 2020
RDP
2020-05
These factors likely include the distribution of debt, the quality of lending, institutional structures and the resilience of the financial system. ... This analysis allows us to move beyond aggregate measures of indebtedness and so take account of how
https://www.rba.gov.au/publications/rdp/2020/2020-05/introduction.html