Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
b). 0.424. (0.042). 0.337. (0.033). 0.363. (0.032). Real interest rate. (b). ... Lower real interest rates and financial liberalisation can account for much of the remaining increase.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
Stress Testing Household Debt
25 Aug 2020
RDP
2020-05
This increased leverage makes a given asset shock larger for the same household net wealth position. ... About one-third of households with a negative financial margin have sufficient liquid assets to avoid default after two years.
https://www.rba.gov.au/publications/rdp/2020/2020-05/stress-testing-household-debt.html