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12 of 2 collapsed search results for lending and credit aggregates

RBA Glossary definition for lending and credit aggregates

lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.

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Do Australian Households Borrow to Keep up with the Joneses?

10 Nov 2022 RDP 2022-06
Kim Nguyen
Such screening effects can lead to an inefficient allocation of credit and entrench inequality. ... 7,631. 7,631. 7,631. 7,631. Non-mortgage. Credit card. Hire purchase. Car. Business.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html

Introduction

10 Nov 2022 RDP 2022-06
Kim Nguyen
One aspect that has received attention in the literature is the potential for local inequality to affect indebtedness and credit allocation. ... Such screening effects can lead to an inefficient allocation of credit and entrench inequality.
https://www.rba.gov.au/publications/rdp/2022/2022-06/introduction.html