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RBA Glossary definition for financial institution

financial institution – A company whose primary function is to intermediate between lenders and borrowers in the economy.

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The Impact of Rating Changes in Australian Financial Markets

1 Mar 2004 RDP 2004-02
Adam Creighton, Luke Gower and Anthony Richards
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2004/2004-02.html

Introduction

31 Dec 2004 RDP 2004-02
Adam Creighton, Luke Gower and Anthony Richards
RDP 2004-02: The Impact of Rating Changes in Australian Financial Markets 1. ... Download the Paper 329. KB. Credit rating agencies have become an integral part of the international financial system.
https://www.rba.gov.au/publications/rdp/2004/2004-02/introduction.html