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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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Conceptual Framework

1 Dec 1988 RDP 8811
Dirk Morris
It is therefore assumed below that all transactions will eventually be carried out using plastic cards (either debit or credit). ... a situation in which the authorities have a direct influence over their liabilities (the textbook definition of money)
https://www.rba.gov.au/publications/rdp/1988/8811/conceptual-framework.html