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Resource Costs of Payments

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
RDP 2014-14: The Evolution of Payment Costs in Australia 4. Resource Costs of Payments. ... Finally, cheques are the most resource intensive of the payment methods considered by the study by a considerable margin, costing over $5 per transaction.
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html

Methodology

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
The payment instruments covered by the study are estimated to account for nearly all of the number and more than 95 per cent of the value of consumer payments to businesses ... While estimating some costs based on fees will overstate the cost of these
https://www.rba.gov.au/publications/rdp/2014/2014-14/methodology.html

Related Literature and Scope

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Since the Bank's 2007 study, payment cost studies using proprietary data have been conducted almost exclusively by central banks as part of their role overseeing the efficiency of payments systems. ... The particular payment instruments included in each
https://www.rba.gov.au/publications/rdp/2014/2014-14/related-literature-scope.html