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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
11 Apr 2024
RDP
2024-02
This is one of the main value propositions of a CBDC, since money issued by the RBA has no credit risk. ... by age, sex, income, location, household internet access, and credit card usage.
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
The Consumer Payments Survey
11 Apr 2024
RDP
2024-02
representative by age, sex, income, location, household internet access, and credit card usage. ... The survey asked 9,100 Australians to join via random phone number dialling and they were incentivised to participate with a $100 gift card.
https://www.rba.gov.au/publications/rdp/2024/2024-02/the-consumer-payments-survey.html
Survey Question for the Discrete Choice Experiment
11 Apr 2024
RDP
2024-02
People would be able to access their money using mobile phones, computers, or cards, just like they can at other banks already offering bank accounts. ... Footnotes. On the topic of Australian payments, one example is Lam and Ossolinski (2015), who
https://www.rba.gov.au/publications/rdp/2024/2024-02/survey-question-for-the-discrete-choice-experiment.html