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RBA Glossary definition for securities

securities – A financial instrument which represents a claim over real assets or a future income stream. Such instruments are usually tradeable. Examples of securities include bonds, bills of exchange, promissory notes, certificates of deposit and shares.

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Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

1 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Research Discussion Paper – RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases. Mary-Alice Doyle. October 2018. This ‘read me’ file describes the code and data used in RDP 2018-11. The 2016 Consumer Payments Survey
https://www.rba.gov.au/publications/rdp/2018/2018-11/read-me.html

References

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
ASIC (Australian Securities and Investments Commission) (2015), ‘Senate Standing Committee on Economics Inquiry into Matters Relating to Credit Card Interest Rates: Submission by the Australian Securities and Investments Commission’, Submission
https://www.rba.gov.au/publications/rdp/2018/2018-11/references.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

1 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Research Discussion Paper – RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases. Mary-Alice Doyle. October 2018. 1.7. MB. 1. Introduction. Consumers face economic incentives to hold and use credit cards, such as rewards
https://www.rba.gov.au/publications/rdp/2018/2018-11/full.html

Evidence of Behavioural Biases?

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
b) Controls are: household income quartile, age, perceptions of the cost, convenience, security and usefulness for managing finances of credit cards, typical value of bank deposits, internet access, employment status, and
https://www.rba.gov.au/publications/rdp/2018/2018-11/evidence-of-behavioural-biases.html