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RBA Glossary definition for overnight loans

overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.

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Estimating the Net Monetary Benefits of Credit Card Holding

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
savings deposit rate, mortgage rate, personal loan rate), multiplied by total annual spending and by the length of the interest-free period that the cardholder uses. ... For instance, some respondents who use their card to borrow may face outside options
https://www.rba.gov.au/publications/rdp/2018/2018-11/estimating-the-net-monetary-benefits-of-credit-card-holding.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

1 Oct 2018 RDP 2018-11
Mary-Alice Doyle
savings deposit rate, mortgage rate, personal loan rate), multiplied by total annual spending and by the length of the interest-free period that the cardholder uses. ... For instance, some respondents who use their card to borrow may face outside options
https://www.rba.gov.au/publications/rdp/2018/2018-11/full.html