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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Credit Loss Modelling

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
We take into account the benefits to banks of lender mortgage insurance (LMI) by applying a pre-specified recovery rate to mortgages that are covered by insurance and reducing LGDs. ... This is a simplified version of the LGD calculation as it abstracts
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html

Contagion Modelling and Feedback Loops

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
In dealing with liquidity runs, we assume that banks are unable to borrow material quantities of reserves held at the RBA because it is unlikely that other banks (the only lenders
https://www.rba.gov.au/publications/rdp/2022/2022-03/contagion-modelling-and-feedback-loops.html

Macrofinancial Stress Testing on Australian Banks

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
We take into account the benefits to banks of lender mortgage insurance (LMI) by applying a pre-specified recovery rate to mortgages that are covered by insurance and reducing LGDs.
https://www.rba.gov.au/publications/rdp/2022/2022-03/full.html