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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Introduction

21 Dec 2022 RDP 2022-08
Anthony Brassil
Compression of these spreads is one of the key mechanisms highlighted in the literature that can adversely affect bank profitability at low rates, and results from competition with lenders less reliant
https://www.rba.gov.au/publications/rdp/2022/2022-08/introduction.html

The Consequences of Low Interest Rates for the Australian Banking Sector

21 Dec 2022 RDP 2022-08
Anthony Brassil
Compression of these spreads is one of the key mechanisms highlighted in the literature that can adversely affect bank profitability at low rates, and results from competition with lenders less reliant
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html

The Literature through the Lens of Banks' Balance Sheets

21 Dec 2022 RDP 2022-08
Anthony Brassil
Moreover, because the major banks issued fewer bonds while drawing on the TFF, it also indirectly reduced the costs of the non-major banks' and non-bank lenders' other funding sources.
https://www.rba.gov.au/publications/rdp/2022/2022-08/the-literature-through-the-lens-of-banks-balance-sheets.html