Search: financial institution

Sort by: Relevance Date
18 of 8 collapsed search results for financial institution

RBA Glossary definition for financial institution

financial institution – A company whose primary function is to intermediate between lenders and borrowers in the economy.

Search Results

Data

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
We primarily use data collected under APRA's Economic and Financial Statistics (EFS) collection. ... The EFS collection has been available since mid-2019, and has provided comprehensive and accurate data on financial institutions and their lending and
https://www.rba.gov.au/publications/rdp/2022/2022-07/data.html

Appendix A: Data Description

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Form ARF 720_1 A/B includes data on total business credit (outstanding loans and finance leases) to community service organisations, non-financial businesses and financial institutions. ... APRA EFS form ARF 720_1 A/B. 114 banks 48 non-banks. Outstanding
https://www.rba.gov.au/publications/rdp/2022/2022-07/appendix-a.html

The Term Funding Facility: Has It Encouraged Business Lending?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
The TFF was available to all authorised deposit-taking institutions (‘banks’) that extend credit. ... The EFS collection has been available since mid-2019, and has provided comprehensive and accurate data on financial institutions and their lending
https://www.rba.gov.au/publications/rdp/2022/2022-07/full.html

Introduction

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Moreover, as investors responded to new information about the spread of the virus, financial markets experienced a period of dysfunction, raising the possibility that finance would be difficult to access for ... The TFF provided authorised deposit-taking
https://www.rba.gov.au/publications/rdp/2022/2022-07/introduction.html

The International Context

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Many term funding schemes required the provision of collateral by the banks to mitigate financial risks to the central bank. ... Many of these papers employed difference-in-differences approaches to compare the behaviour of participating and
https://www.rba.gov.au/publications/rdp/2022/2022-07/the-international-context.html

What Was the Effect of the Availability of the TFF on Business Lending?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Download the Paper 2.1. MB. Our second analysis seeks to identify whether the TFF encouraged business lending by financial institutions that were eligible to access the facility. ... v. h. t. where institution_type. h. is a dummy variable equal to 1 if
https://www.rba.gov.au/publications/rdp/2022/2022-07/what-was-the-effect-of-the-availability-of-the-tff-on-business-lending.html

Policy Design and Background

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Download the Paper 2.1. MB. The TFF was available to all authorised deposit-taking institutions (‘banks’) that extend credit. ... The RBA subsequently made a number of adjustments to the TFF in response to changes in economic and financial conditions:
https://www.rba.gov.au/publications/rdp/2022/2022-07/policy-design-and-background.html

Identification Strategies, Challenges and Assumptions

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
A range of factors affect competition between banks and non-banks. While non-banks were not able to access the TFF, they did benefit from the Australian Office of Financial ... In our second instrumental variable regression, we use the status of lenders
https://www.rba.gov.au/publications/rdp/2022/2022-07/identification-strategies-challenges-and-assumptions.html