Search: debit card
Did you mean
debit cards?
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
Search Results
Modelling Consumer Payment Behaviour for Australia
1 Jul 2009
RDP
2009-04
However, while cash and debit cards are held by almost all consumers, many do not have a credit card. ... Perhaps for transactions that a consumer already prefers to perform on a credit card, debit cards are a closer substitute.
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
Price Incentives and Consumer Payment Behaviour
1 Jul 2009
RDP
2009-04
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2009/2009-04.html
Conclusion
1 Jul 2009
RDP
2009-04
The substitution patterns between credit cards, debit cards and cash found in this paper are intriguing. ... Debit card use is relatively unaffected by whether or not a consumer has a loyalty program.
https://www.rba.gov.au/publications/rdp/2009/2009-04/conclusions.html
Introduction
1 Jul 2009
RDP
2009-04
In this paper, the data collected from this study are used to estimate econometric models of the holding of credit cards, and the use of credit cards, debit cards and cash. ... In particular, we consider what effect loyalty programs have on the choice of
https://www.rba.gov.au/publications/rdp/2009/2009-04/introduction.html
References
1 Jul 2009
RDP
2009-04
Borzekowski R, E Kiser and S Ahmed (2008), ‘Consumers' Use of Debit Cards: Patterns, Preferences, and Price Response’, Journal of Money, Credit and Banking, 40(1), pp 149–172. ... RBA and Australian Competition and Consumer Commission (2000), Debit
https://www.rba.gov.au/publications/rdp/2009/2009-04/references.html
Appendix B: Results Tables – Use of Payment Methods
1 Jul 2009
RDP
2009-04
0.37. No scheme debit card. 14.1. Cheque book. 0.00. No cheque book. ... Marginal effects are evaluated at the base case. Table B2: Debit Card Use.
https://www.rba.gov.au/publications/rdp/2009/2009-04/appendix-b.html
Consumer Payments Literature
1 Jul 2009
RDP
2009-04
consumers would increase their use of debit cards and decrease the use of credit cards. ... Zinman's results suggest that debit cards are a close substitute for credit cards, cash and cheques.
https://www.rba.gov.au/publications/rdp/2009/2009-04/consumer-payments-literature.html
Data and Summary Statistics
1 Jul 2009
RDP
2009-04
Credit cards are used relatively more at higher income levels, while debit card use is highest for middle income bands. ... Conversely, revolvers tend to use debit cards more often than transactors (Table 3).
https://www.rba.gov.au/publications/rdp/2009/2009-04/data-summary-statistics.html
Appendix A: Diary Study Fields
1 Jul 2009
RDP
2009-04
1. Cash. 2. Debit card using a PIN. 3. MasterCard/Visa debit card. ... 4. MasterCard/Visa credit card. 5. American Express/Diners Club card. 6. Petrol/store card.
https://www.rba.gov.au/publications/rdp/2009/2009-04/appendix-a.html
The Australian Payments Landscape
1 Jul 2009
RDP
2009-04
These included setting interchange fee benchmarks for the credit card, debit card and EFTPOS systems, and removing scheme rules that prevented merchants from surcharging. ... Figure 4 shows growth in credit and debit card payments during this period of
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html