Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Payments System Regulation and Policy Issues
27 Sep 2023
PSB Annual Report
– September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html
The 'Honour All Cards' Rule | Reform of the EFTPOS and Visa Debit Systems in Australia: A Consultation Document – February 2005
9 Mar 2023
By insisting that merchants must accept Visa-branded cards regardless of the issuer, Visa is maximising the network value to cardholders and issuers. ... an ‘issuer’ is a participant in the Visa Debit system that issues Visa Debit cards to its
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-feb05/honour-all-cards.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
They are also not permitted to discriminate on the basis of whether the potential entrant will be an issuer of credit cards only, an acquirer of credit card transactions only or ... Offsetting this, many issuers have introduced cards featuring
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
Consultation on Payment Card Access Regimes
28 May 2013
Media Releases
Consultation on Payment Card Access Regimes
https://www.rba.gov.au/media-releases/2013/mr-13-11.html
Abstract for The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
Bulletin – March 2012 The Personal Credit Card Market in Australia: Pricing over the Past Decade Abstract. ... New strategies adopted by issuers include: the introduction of ‘companion’ American Express cards; a substantial increase in the number
https://www.rba.gov.au/publications/bulletin/2012/mar/bu-0312-7a.html
Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
Revenues from interchange fees allow credit card issuers to ‘subsidise’ cardholders to use their credit cards, by charging them less than the cost of the credit card payment services they use ... In Australia, interchange fees for proprietary debit
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Competitive Neutrality and Net Payments to Issuers | Review of Card Payments Regulation – May 2016 | Conclusions Paper | Submissions
9 Mar 2023
Retaining the current arrangements: companion card issuer fees and other payments to issuers would remain unregulated; interchange fees in four-party schemes would continue to be regulated. ... Some issuers of companion cards focused on the potential
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/conclusions-paper-may2016/competitive-neutrality-and-net-payments-to-issuers.html
RBAFOI-232437 - documents for release
21 Feb 2024
PDF
479KB
statistics on market concentration card issuers
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232437.pdf
Card Payments Regulation: From Wallis to Murray
21 May 2015
Speech
Speech delivered by Malcolm Edey, Assistant Governor (Financial System), at the Cards & Payments Conference, Melbourne
https://www.rba.gov.au/speeches/2015/sp-ag-2015-05-21.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
8 May 2024
Submissions
Credit card issuers earn revenue on their credit card portfolios from three major sources:. ... Interchange revenues from transactions on MasterCard and Visa credit cards (and issuer fees from American Express ‘companion’ card transactions): based on
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html