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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Payments System

4 Jan 2024
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html

Modernising Australia's Payments System

11 Mar 2024 Speech PDF 486KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-12-12.pdf

Modernising Australia's Payments System

12 Dec 2023 Speech
Michele Bullock
Speech delivered by Michele Bullock, Governor, Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-12-12.html

What's on the Cards?

10 Dec 2019 Speech
Anthony Richards
Speech delivered by Tony Richards, Head of Payments Policy Department, Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2019/sp-so-2019-12-10.html

Payments System Reforms

27 Apr 2006 Media Releases
The Reserve Bank released a package of reforms to the EFTPOS and scheme debits systems. It also revoked the designation of the Bankcard system, which is in the process of winding up, and determined that the Payment Systems (Regulation) Act 1998 does
https://www.rba.gov.au/media-releases/2006/mr-06-02.html

An Efficient, Competitive and Safe Payments System

14 Dec 2022 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, at Australian Payments Network Summit 2022, Sydney
https://www.rba.gov.au/speeches/2022/sp-gov-2022-12-14.html

13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...

13 Dec 2017 PDF 291KB
However, until very recently, acquirers have indicated reluctance to provide least-cost routing totheir merchant customers. ... We expect that some of the smaller acquirers may be able to move morequickly.
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf

Bulletin September Quarter 2022

14 Sep 2022 Bulletin - September 2022 PDF 8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf

Non-Banks in the Payments System: A Central Bank Perspective

4 May 2007 Speech
Philip Lowe
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on ‘Non-Banks in the Payments System: Innovation, Competition and Risk’, Santa Fe
https://www.rba.gov.au/speeches/2007/sp-ag-050507.html

List of tables

2 Oct 2013 PSB Annual Report – 2013
Fees are paid by the acquirer to the issuer (i.e. ... 0. 12.0. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html