Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
Search Results
Climate Change and Central Banks
31 Aug 2023
Speech
PDF
1101KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-dg-2023-08-29.pdf
Financial Stability and the Financial Health of Australian Mortgagors
8 Dec 2023
Speech
PDF
776KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-12-08.pdf
Opening Statement to the Senate Select Committee on the Cost of Living
1 Feb 2023
Speech
Opening Statement delivered by Marion Kohler, Head of Economic Analysis Department and Tom Rosewall, Deputy Head of Economic Analysis Department, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-02-01.html
Financial Stability and the Financial Health of Australian Mortgagors
8 Dec 2023
Speech
Speech delivered by Andrea Brischetto, Head of Financial Stability, Sydney Banking and Financial Stability Conference, University of Sydney, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-12-08.html
Financing SME Innovation in Australia – Challenges and Opportunities
4 Apr 2024
Speech
PDF
956KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-ag-2024-04-04.pdf
Transcript of Question & Answer Session on 12 March 2024
12 Mar 2024
Speech
Transcript of Question & Answer Session , AFR Business Summit, Sydney
https://www.rba.gov.au/speeches/2024/sp-ag-2024-03-12-q-and-a-transcript.html
Speech How Are Households Placed for Interest RateIncreases? Michele ...
19 Jul 2022
Speech
PDF
476KB
This reflected a combination oflower inflation, financial deregulation, a decline in real interest rates and strong income growth – allof which allowed households to service higher levels of debt. ... Furthermore, those on very low fixed-rate loans
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-07-19.pdf
Uncertainty and Risk Aversion – Before and After the Pandemic
2 Jun 2021
Speech
Speech delivered by Brad Jones, Head of Economic Analysis, at the Minerals Week Australia-Asia Investment Outlook, Canberra
https://www.rba.gov.au/speeches/2021/sp-so-2021-06-02.html
Transcript of Question & Answer Session on 18 October 2023
18 Oct 2023
Speech
Transcript of Question & Answer Session , AFSA Annual Summit Panel, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-10-18-q-and-a-transcript.html
Interest Rates and the Property Market
19 Sep 2022
Speech
PDF
559KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-09-19.pdf