Search: interchange fee
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
Search Results
The Shift to Electronic Payments – Some Policy Issues
12 Apr 2023
Speech
PDF
615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf
Reform of Debit Card Systems in Australia
20 Dec 2005
Media Releases
The Reserve Bank has gazetted a draft Access Regime for the EFTPOS system and released a Consultation Document. The proposals, together with APCA's EFTPOS Code, are designed to significantly improve access arrangements to Australia's EFTPOS system.
https://www.rba.gov.au/media-releases/2005/mr-05-16.html
Payment Systems (Regulation) Act 1998, The designated credit card systems (Bankcard, MasterCard and VISA)
24 Nov 2005
Media Release
PDF
199KB
Reform of Credit Card Schemes in Australia: Credit Card Interchange Fees
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-13-gazette-notice-ccc-std.pdf
The Preliminary Conclusions of the Payments System Review
4 Jun 2008
Speech
Speech by Philip Lowe to the Visa Forum 2008, Hamilton Island, Queensland
https://www.rba.gov.au/speeches/2008/sp-ag-040608.html
Gresham's Law of Payments
23 Mar 2005
Speech
Speech by Ian Macfarlane to the Australasian Institute of Banking + Finance (AIBF) Industry Forum 2005, Sydney
https://www.rba.gov.au/speeches/2005/sp-gov-230305.html
The designated EFTPOS system
26 Apr 2006
Media Release
PDF
658KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-02-eftpos-interchange.pdf
Review of Card Payments Regulation
4 Mar 2015
Media Releases
Review of Card Payments Regulation
https://www.rba.gov.au/media-releases/2015/mr-15-04.html
Revocation of Interchange Standard as it applies to the Bankcard Scheme
26 Apr 2006
Media Release
PDF
49KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-02-bankcard-std-revoc.pdf
Review of Retail Payments Regulation: Conclusions
22 Oct 2021
Media Releases
The Payments System Board’s Review of Retail Payments Regulation has concluded with the release of a Conclusions Paper. The Payments System Board has also announced an exemption from aspects of the Access Regime for the ATM System.
https://www.rba.gov.au/media-releases/2021/mr-21-23.html
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
1. interchange fee regulation. 2. dual-network debit cards and least-cost routing. ... Interchange fee regulationThe Board's view is that interchange fees should generally be as low as possible, especially in maturepayments systems.
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf