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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Payments System Issues
22 Sep 2009
Media Releases
Announcement of a short paper setting out the Payments System Board's proposal to change the regulation of interchange fees in the EFTPOS system and a draft Standard
https://www.rba.gov.au/media-releases/2009/mr-09-20.html
Variation of Interchange Fee Standards
9 Dec 2008
Media Release
PDF
112KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2008/pdf/mr-08-28-vifs.pdf
Payment System Reform
20 Jul 2005
Media Releases
The Reserve Bank has released for public comment a draft revised standard for the setting of credit card interchange fees, which would mean the establishment of a common benchmark rather than scheme-specific benchmarks for the Bankcard, MasterCard
https://www.rba.gov.au/media-releases/2005/mr-05-08.html
Payments System Issues: Consultation on a Variation to the Standards Relating to Surcharging
16 Dec 2011
Media Releases
Payments System Issues: Consultation on a Variation to the Standards Relating to Surcharging
https://www.rba.gov.au/media-releases/2011/mr-11-29.html
Standard: The Setting of Interchange Fees in the Visa Debit Payment System - April 2006
26 Apr 2006
Media Release
PDF
40KB
Reform of the EFTPOS and Visa Debit Systems in Australia
https://www.rba.gov.au/media-releases/2006/pdf/visa-debit-interchange-standard.pdf
Competition Between Payment Systems
15 Apr 2009
RDP
PDF
243KB
JEL Classification Numbers: D40, E42, L14Keywords: payments policy, two-sided markets, interchange fees. ... Despite the absence of distinct issuers and acquirers (and consequent lack ofexplicit interchange fees), the model could arguably still be used
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
9 Aug 2012
RDP
2012-03
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2012/2012-03.html
See 11 more results from "RDP 2012-03"
Consultation on the Operation of the Bank's Interchange Standards
28 Feb 2019
Media Releases
Both standards relate to the setting of interchange fees in designated card schemes and net payments to issuers in those schemes. ... In 2015-16, the Bank conducted a review of its card payments regulation which concluded with new standards relating to
https://www.rba.gov.au/media-releases/2019/mr-19-04.html
Payment Systems (Regulation) Act 1998, Draft Standard for the designated EFTPOS payment system
20 Dec 2005
Media Release
PDF
185KB
Reform of EFTPOS System in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-16-gazette-notice-eftpos-std.pdf
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
foreign and direct fees will shift by an amount equal to the interchange fee when the interchange fee is banned. ... That is, foreign and direct fees adjusted by twice as much as the change in the interchange fee.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf