Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Funding Mix and Cost | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | …
30 Nov 2010
Submissions
The regional banks, which are smaller and have lower credit ratings than the major banks, have experienced an even larger increase in the cost of long-term wholesale debt, though it ... Footnotes. See also Brown A, M Davies, D Fabbro and T Hanrick, (2010)
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/funding.html
The Impact of Hedge Funds on Financial Markets – June 1999 | Financial Sector | Submissions
1 Jun 1999
Submissions
establishing clear policies and procedures for interactions with HLIs as part of the overall credit risk management environment;. ... Jean-Pierre Patat. Banque de France, Paris (Chair, CGFS Working Group on Aggregate Market Information).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-international-financial-markets-effects-on-govt-policy/impact-hedge-funds-on-financial-markets-1999.html
Assessment of Prudential Supervision Arrangements | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Capital adequacy standards covering banks' credit risks on and off balance sheet were introduced internationally in 1988. ... Although banks have a funding advantage over the mortgage securitisers their lending rate is higher.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/assessment-prudential-supervision-arrangements.html
The Australian Housing Market: Prices, Ownership and Affordability | Submission to the Productivity Commission Inquiry on First Home…
1 Nov 2003
Submissions
Among other advanced economies, only the Netherlands and Spain have recorded comparably rapid credit growth in the period since 1995. ... This implies that households, in aggregate, have been drawing on their accumulated equity in the housing stock to
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/prices-ownership-affordability.html
Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
The PSB should consider whether interchange pricing arrangements are appropriate for credit and debit cards. ... and Credit Card Schemes in Australia: A Study of Interchange Fees and Access in October 2000.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
As a consequence of these developments, there has been a broad tightening in lending standards, and reduced supply of credit for various market segments. ... credit. There have been other effects of the tightening in lending standards by ADIs.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions
8 May 2024
Submissions
On top of the lost value of goods/services fraudulently obtained – which is typically borne by the merchant – cardholders, merchants and financial institutions are likely to incur significant aggregate resource costs ... Nevertheless, the joint
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html
Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions
8 May 2024
Submissions
payments. Debit and credit cards play an important and growing role in the payments system. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the MasterCard, Visa, American Express, Diners Club and JCB
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Increasing use of debit and credit cards for lower-value payments has been the most notable aspect of the growth in electronic payments to date. ... The access regimes currently in place for the Visa and Mastercard credit card schemes have helped
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html