Search: Net interest spread
Did you mean
net interest margin?
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
Search Results
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
8 May 2024
Submissions
Spreads on advertised credit card interest rates over funding costs increased during the global financial crisis and have remained at that level or drifted modestly higher since then. ... Available estimates suggest that the spread on the full credit
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... interest; it is possible that survey responses reflect hoped-for rather than actual behaviour.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
PDF
580KB
lower interest rate or better features in general.3 Commencing in July 2020, read access in Open Banking will allow the development of a range of detailed comparison services for credit ... 3 The Bank’s 2016 Consumer Payments Survey found that most
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
Based on estimates of the overall cost of funds for banks, it is possible to calculate the spreads on different lending rates (The data indicate that the interest rate on bank ... credit card portfolios is around 9 percentage points above the cost of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
A Strategic Plan for the Payments System
6 Jun 2023
Submissions
PDF
539KB
interest (i.e. by promoting competition, efficiency and stability, as defined in the PSRA). ... a source of frustration for some businesses. There is growing interest in this area, notably from firms.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
a combined institution may misuse the information to serve its own self-interest. ... Will they pass on to their customers the full increase in official interest rates?
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/pdf/13th-series-review-of-cpi.pdf
Reforms to the Payment Systems (Regulation) Act 1998
20 Dec 2023
Submissions
PDF
306KB
operations – such as mobile wallet providers – can be regulated in the national interest. ... of the RBA made wholly on public interest grounds” (Treasury 2023, p 12).
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf