Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
The two main sources of revenue for banks are net interest income and non-interest income (e.g. ... 50. A better approach is to measure the net interest income of banks as a proportion of their assets.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
Financial corporations intermediate the flow of funds between net lenders and net borrowers. ... Overall, except for some highly geared corporations, net interest paid is a relatively small component of aggregate expenditure.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
As interest margins came under downward pressure, banks began to unwind the cross-subsidies that had existed between mortgage and deposit accounts. ... Pressure on net interest margins also encouraged banks to diversify their income through a greater
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/pdf/13th-series-review-of-cpi.pdf
Submission on Data Sharing and Release Legislation
18 Oct 2018
Submissions
PDF
207KB
To serve the best interests of the community a data sharing initiative needs to ensure the benefits of data sharing are not out‐weighed by any costs, financial or otherwise. ... This is an important element of t
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/pdf/data-sharing-and-release-legislation_2018-08.pdf
Submission to the 16th Series Review of the Consumer Price Index
16 Mar 2010
Submissions
PDF
189KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/16th-series-review-of-cpi/pdf/16th-series-review-of-cpi.pdf
Appendix 1: Changes to Bank Regulations | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector…
1 Jan 1991
Submissions
The maximum amount on which interest could be paid was set at $10,000. ... May. The interest rate payable on SRDs was increased to 5 per cent.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-1.html
List of figures | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Figure A8: Bank Interest Rates and Margins. ... Figure A14: Net Contribution and Growth in Superannuation Assets.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/graphs.html
Competition in Banking | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
The two main sources of revenue for banks are net interest income and non-interest income (e.g. ... A better approach is to measure the net interest income of banks as a proportion of their assets.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html