Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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List of graphs | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
Chart 1: Net Interest Margin and Interest Spread. ... Chart 2: Net Interest Margin of Australian Banks.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/graphs.html
Margins | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions
1 May 2012
Submissions
Since the onset of the crisis the net interest margin of the major banks has fluctuated between 2 and 2 per cent (Graph 10). ... Overall, since mid 2007, the regional banks' net interest margins have fallen by between 10 and 15 basis points.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/margins.html
Appendix 3: Detailed Bank Data | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
1990. 1991. 1992. 1993. (per cent). Net interest margin. 5.0. 5.1. ... 1986. 1987. 1988. 1989. 1990. 1991. 1992. 1993. (per cent). Net interest margin.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-3.html
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
Nominal interest rates eventually fell in line with the lower inflation compensation required. ... In the late 1980s the average net interest margin of the major banks was above 5 percentage points.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html
International Comparisons of Bank Margins: Appendix 2 - August 1994
6 Feb 2014
Submissions
PDF
297KB
Submission to the House of Representatives Standing Committee on Banking, Finance and Public Administration
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins-appendix-2.pdf
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
A more comprehensive measure of bank margins, though still an imperfect one, is the net interest margin – which is closely linked to the difference in banks' average lending and borrowing rates. ... The rapid increase in assets was partly offset by a
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
International Comparisons of Bank Margins: Appendix 1 - August 1994
6 Feb 2014
Submissions
PDF
196KB
Submission to the House of Representatives Standing Committee on Banking, Finance and Public Administration
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins-appendix-1.pdf
Conclusion | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
net interest margins tend to be relatively high;. non-interest income tends to be relatively low; and. ... Over time, competitive pressures are likely to see Australian banks move to international benchmarks for both interest margins and non-interest
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/conclusion.html
Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector
6 Dec 2010
Submissions
PDF
261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
Submission to the Senate Inquiry into Matters. Relating to Credit Card Interest Rates. ... despite significant falls in funding costs. Spreads on advertised credit card interest rates.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf