Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Box C: Do Borrowers with Older Mortgages Pay Higher Interest Rates?
6 Feb 2020
SMP
- February 2020
PDF
223KB
https://www.rba.gov.au/publications/smp/2020/feb/pdf/box-c-do-borrowers-with-older-mortgages-pay-higher-interest-rates.pdf
OPTIMAL MONETARY POLICY WITH ENDOGENOUS CAPITAL AND A CREDIT FRICTION
15 Dec 2011
Research Workshop
PDF
406KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/hansen.pdf
Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All
30 May 2022
Research Workshop
PDF
298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf
Credit, Money, Interest and Prices
26 Nov 2018
Research Workshop
PDF
1403KB
Since borrowers are more interest senstive, this effect lowers the equilib-rium real interest rate. ... In Buera and Nicolinni (2016), the identity between borrowers and lenders is determined by a thresholdinterest rate.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf
Overview
5 Nov 2020
SMP
– November 2020
Loan deferrals have also assisted borrowers affected by the pandemic. Because of the fiscal support via JobKeeper and social assistance payments, aggregate household income in Australia increased in the June quarter, ... The lower risk-free yield curve
https://www.rba.gov.au/publications/smp/2020/nov/overview.html
The Effects of the Saving and Banking Glut on the U.S. Economy
12 Dec 2013
Research Workshop
PDF
640KB
Reserve Bank of Australia Workshop 2013
https://www.rba.gov.au/publications/workshops/research/2013/pdf/justiniano-primiceri-tambalotti.pdf
Box C: Recent Developments in Margin Lending
6 Aug 2004
SMP
PDF
61KB
Much of the recent pick-up in marginlending is likely to have reflected increasesin existing borrowers’ debt levels, with thenumber of margin loan accounts rising moremodestly over the period. ... Many margin loanproviders now also offer geared savings
https://www.rba.gov.au/publications/smp/2004/aug/pdf/box-c.pdf
Overview
6 May 2022
SMP
- May 2022
PDF
53KB
https://www.rba.gov.au/publications/smp/2022/may/pdf/00-overview.pdf
Overview
7 Feb 2019
SMP
PDF
822KB
Statement of Monetary Policy - February 2019
https://www.rba.gov.au/publications/smp/2019/feb/pdf/00-overview.pdf
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
Several of these deals were ‘non-conforming’ RMBS, consisting of mortgages made to traditionally riskier borrowers. ... The proposed changes to responsible lending obligations would, in most cases, allow lenders to rely on the information provided by
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html