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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020

15 May 2024 RDP 2024-03
Chris Becker, Anny Francis, Calebe de Roure and Brendan Wilson
Because collateral reduces potential loss if the borrower defaults, the lender should be willing to accept a lower rate of interest on the loan for the reduction in risk.
https://www.rba.gov.au/publications/rdp/2024/2024-03/full.html
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Appendix A: Debt Overhang Model

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
1. δ. This condition is essentially a debt servicing requirement imposed by mortgage lenders.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
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Non-technical summary for 'Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020'

9 May 2024 RDP PDF 132KB
RDP 2024-03 non-technical summary
https://www.rba.gov.au/publications/rdp/2024/2024-03/rdp-2024-03-non-technical-summary.pdf

The Rise in Household Liquidity

24 Nov 2021 RDP PDF 1793KB
of financial trouble after their purchase decision. Alternatively, lenders may be more likely to lend to.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf

Discussion

1 Sep 1991 RDP 9107
Anthony J. Richards
The issue of the effect of personal tax rates is discussed by Miller (1977) who showed how personal tax rates would affect the willingness of lenders to invest in debt and
https://www.rba.gov.au/publications/rdp/1991/9107/discussion.html

Stress Testing the Australian Household Sector Using the HILDA Survey

5 Mar 2015 RDP PDF 1095KB
banks, other authorised deposit-taking institutions (ADIs) and non-ADI lenders, such as mortgage originators). ... For example, some of these loan losses may be absorbed by lenders mortgage insurance.15.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf

Features of the Market

15 Dec 2016 RDP 2016-11
Anthony Brassil, Helen Hughson and Mark McManus
This means that when calculating repayments on rollovers, lenders are not accounting for any interest that was owed to them throughout the rollover period; in other words, borrowing banks that roll ... On any given day, the unconditional probability of a
https://www.rba.gov.au/publications/rdp/2016/2016-11/features-of-the-market.html
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Emergency Liquidity Injections

3 Oct 2019 RDP PDF 2093KB
Emergency Liquidity Injections. Nicholas Garvin. Research Discussion Paper. R D P 2019 -10. The contents of this publication shall not be reproduced, sold or distributed without the prior consent of the Reserve Bank of Australia and, where applicable
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf

Non-technical summary for 'The Real Effects of Debt Covenants: Evidence from Australia'

18 Oct 2022 RDP PDF 480KB
RDP 2022-05 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-05/rdp-2022-05-non-technical-summary.pdf

Non-technical summary for 'The Role of Collateral in Borrowing'

15 Jan 2021 RDP PDF 417KB
RDP 2021-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-non-technical-summary.pdf