Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
employed. The likelihood of entering arrears increases with the contract interest rate, which is consistent with lenders setting higher interest rates for riskier borrowers.
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
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The Effect of Steady Inflation on Interest Rates and the Real Exchange Rate in a World with Free Capital Flows
1 Feb 1991
RDP
9101
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1991/9101.html
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Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
cent. We take into account the benefits to banks of lender mortgage insurance (LMI) by applying a. ... 11 This is a simplified version of the LGD calculation as it abstracts from lender mortgage insurance coverage that is.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
mortgages from most lenders. Around 120 data fields are collected for each loan, including loan. ... borrowers’ and lenders’ actions. In Australia, lenders issue borrowers with a notice of default once.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
This reflected the stability of risk margins and lenders’ funding costs relative to the cash rate. ... Over time, lenders have increasingly tried to differentiate between the relative riskiness and potential profitability of different borrowers.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
The Australian Money Market
1 May 1987
RDP
8702
These actions place upward pressure on rates. Eventually, the necessary exchange settlement funds can only come from two sources, lender of last resort loans to dealers and rediscounting of government securities. ... Since dealers can always acquire same
https://www.rba.gov.au/publications/rdp/1987/8702/the-australian-money-market.html
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Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020
9 May 2024
RDP
PDF
4625KB
borrower defaults, the lender should be willing to accept a lower rate of interest on the loan for the.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-03.pdf
Agency Costs, Balance Sheets and the Business Cycle
1 Nov 1993
RDP
9311
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1993/9311.html
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The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
results from competition with lenders less reliant on deposit funding and the tendency for the yield. ... banks’ and non-bank lenders’ other funding sources. The TFF therefore likely contributed to greater competition for.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
References
11 Apr 2024
RDP
2024-02
Jones B (2023), ‘Bagehot and the Lender of Last Resort – 150 Years On’, Keynote Address at 36th Australasian Finance and Banking Conference, Sydney, 13–15 December.
https://www.rba.gov.au/publications/rdp/2024/2024-02/references.html
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