Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
The Liberalisation and Integration of Domestic Financial Markets in Western Pacific Economies
1 Sep 1995
RDP
9506
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1995/9506.html
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Abstract for RDP 8101T: Overdrafts and Credit Rationing
1 Mar 1981
RDP
8101
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1981/8101t.html
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
interest rates banks charge borrowers or the amount they are willing to lend (i.e. ... inaccuracies. This is because the interest rates banks charge borrowers ensure they are sufficiently.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Introduction
25 Oct 2022
RDP
2022-05
A key cause of financial frictions is informational asymmetries and misalignment in incentives between lenders and borrowers (Stein 2003).
https://www.rba.gov.au/publications/rdp/2022/2022-05/introduction.html
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China's Evolving Monetary Policy Framework in International Context
1 Dec 2019
RDP
2019-11
Research Discussion Paper – RDP 2019-11 China's Evolving Monetary Policy Framework in International Context. Bradley Jones and Joel Bowman. December 2019. 1.87. MB. 1. Introduction. Much like the broader economy, monetary policy in China continues
https://www.rba.gov.au/publications/rdp/2019/2019-11/full.html
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The Real Effects of Debt Covenants: Evidence from Australia
24 Oct 2022
RDP
PDF
1647KB
misalignment in incentives between lenders and borrowers (Stein 2003). This paper studies the.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-05.pdf
Credit Loss Modelling
20 Sep 2022
RDP
2022-03
This could to some extent reflect the incentive to strategically default when borrowers have little equity in their loan. ... and legal frameworks, LVR distribution, and borrower and bank characteristics are more similar to those in Australia.
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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Do Australian Households Borrow to Keep up with the Joneses?
8 Nov 2022
RDP
PDF
1659KB
income inequality serves as a ‘signal’ to screen borrowers. This leads to credit being more readily.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-06.pdf
Introduction
10 Nov 2022
RDP
2022-06
Another strand in the literature supports the ‘supply’ channel in which creditworthiness is private information and local income inequality serves as a ‘signal’ to screen borrowers.
https://www.rba.gov.au/publications/rdp/2022/2022-06/introduction.html
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Some Structural Causes of Japan's Banking Problems
1 May 2000
RDP
2000-03
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2000/2000-03.html
See 3 more results from "RDP 2000-03"