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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets

14 Feb 2020 RDP PDF 1878KB
Share of individuals earning. allowances, earnings, tips or. director fees(a). Less.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf

The Consequences of Low Interest Rates for the Australian Banking Sector

21 Dec 2022 RDP 2022-08
Anthony Brassil
In some jurisdictions, banks have increased fees to offset the cost of the ELB (CGFS 2019). ... To date, there is no evidence of Australian banks increasing fees to compensate for the deposit rate ELB (Sparks and Garner 2021).
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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The Apartment Shortage

30 Jul 2020 RDP PDF 3814KB
constructing internal parking, foyers and other common areas, architect fees and builder’s margins. ... fees, marketing costs and infrastructure contributions. We add these to the totals presented in.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf

Job Loss, Subjective Expectations and Household Spending

13 Aug 2021 RDP PDF 2108KB
Home repairs, renovation and maintenance. Healthcare fees and products. Utilities. Telecommunications. ... Education fees. Insurance. Weekly Groceries. Meals eaten out. Source: HILDA Survey Release 19.0.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-08.pdf

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

22 Jul 2020 RDP 2020-03
Michelle Bergmann
As an explanation, researchers pointed to very high costs associated with foreclosure, including legal fees, moving expenses, recourse to other assets, sentimental attachment to the property and reputational costs that may
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html
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Identifying Repo Market Microstructure from Securities Transactions Data

13 Aug 2018 RDP PDF 2622KB
although other assumptions on intraday interest rates or fees can easily be imposed.11. ... combination. 11 There is little evidence in the data that intraday repos occur at other interest rates or with a fixed fee.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf

Statement on Monetary Policy

6 Dec 2023 SMP - August 2023 PDF 9542KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/statement-on-monetary-policy-2023-08.pdf

BA-MARTIN in Detail

18 Jan 2022 RDP 2022-01
Anthony Brassil, Mike Major and Peter Rickards
In some jurisdictions, banks have increased fees to offset the deposit lower bound (Hack and Nicholls 2021).
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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Data

23 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
Holiday travel. Home repairs, renovation and maintenance. Healthcare fees and products. ... Utilities. Telecommunications. Education fees. Insurance. Source: HILDA Survey Release 14.0. The analysis in this paper focuses on durables expenditure.
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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Job Loss, Subjective Expectations and Household Spending

18 Aug 2021 RDP 2021-08
Gabrielle Penrose and Gianni La Cava
Home repairs, renovation and maintenance. Healthcare fees and products. Utilities. Telecommunications. ... Education fees. Insurance. Weekly. Groceries. Meals eaten out. Source: HILDA Survey Release 19.0.
https://www.rba.gov.au/publications/rdp/2021/2021-08/full.html
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