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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

8 May 2024 Submissions
This latter requirement reflects the Reserve Bank's view that ATM owners should be able to charge a transaction fee to cardholders if they so desire. ... Our interpretation of this clause is that contracts between account institutions and ATM owners
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

5 May 2020 | Minutes of the Monetary Policy Meeting of the Board

19 May 2020 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 May 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-05-05.html

Financial Sector | Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/financial-sector/

7 August 2018 | Minutes of the Monetary Policy Meeting of the Board

21 Aug 2018 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 August 2018
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2018/2018-08-07.html

2 February 2010 | Minutes of the Monetary Policy Meeting of the Board

2 Feb 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 February 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02022010.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
The Bank's research on credit card switching, for example, indicates that behavioural factors and practical barriers influence consumers to not search or apply for financial products with lower fees, a ... individuals. For example, these services could:
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/

Graph 1 | Notes on Bank Fees in Australia – May 2000

12 Mar 2024 Submissions
Notes on Bank Fees in Australia – May 2000 Graph 1.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/graphs/graph-1.html

6 October 2009 | Minutes of the Monetary Policy Meeting of the Board

20 Oct 2009 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 October 2009
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2009/06102009.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
For example, fees or data from particular services may cross-subsidise or support other services, which could have broader competition implications. ... card schemes provide the Bank with access to their fee schedules and scheme rules.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html