Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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7 September 2010 | Minutes of the Monetary Policy Meeting of the Board
21 Sep 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html
Domestic Financial Conditions
4 Feb 2021
SMP
– February 2021
Around half of the decline in personal credit between March and September was due to the decline in outstanding credit card debt, reflecting lower credit card spending by households and borrowers ... More recently, spending on credit cards has increased
https://www.rba.gov.au/publications/smp/2021/feb/domestic-financial-conditions.html
Domestic Financial Conditions
10 May 2019
SMP
– May 2019
The slowing in credit growth is consistent with less demand for housing finance. ... CCR was introduced for credit cards from late 2018, and additional information on personal credit and mortgages will be made available to lenders over 2019.
https://www.rba.gov.au/publications/smp/2019/may/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
Much of the recent decline was driven by lower credit card debt, consistent with consumers having had reduced opportunities for spending during lockdowns at the same time that government payments were ... Six-month annualised. June 21. Sept 21. Mar 21.
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
List of tables
10 Aug 2006
SMP
– August 2006
Home equity. 7.70. 0.25. – Margin loans. 8.50. 0.20. – Standard credit cards. ... 17.00. 0.25. – Low-rate/no-frills credit cards. 11.00. 0.10. Variable rates – small business.
https://www.rba.gov.au/publications/smp/2006/aug/tables.html
Box B: Online Spending by Households
10 Feb 2011
SMP
– February 2011
On a monthly basis, the Bank collects data from financial institutions on the value of spending on debit and credit cards, with the data split into spending on these cards at ... Since 2005, the value of online spending on debit and credit cards has
https://www.rba.gov.au/publications/smp/2011/feb/box-b.html
2 November 2010 | Minutes of the Monetary Policy Meeting of the Board
16 Nov 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html
Statement on Monetary Policy
3 Nov 2022
SMP
- November 2022
PDF
7804KB
https://www.rba.gov.au/publications/smp/2022/nov/pdf/statement-on-monetary-policy-2022-11.pdf
2 August 2011 | Minutes of the Monetary Policy Meeting of the Board
2 Aug 2011
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 August 2011
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2011/02082011.html
List of tables
10 Nov 2009
SMP
– November 2009
0.20. 3.40. Personal loans. Margin loans. 8.16. 0.15. 2.42. Standard credit cards. ... 18.12. 0.21. 1.81. Low-rate credit cards. 12.09. 0.13. 0.84. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2009/nov/tables.html